Bank Teller Error In My Favor
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Monitoring Services Reviews www.annualcreditreport.com | Fact Act Annual Credit Report Recovery Identity Theft Recovery Guidelines Identity Theft Laws Blog About Us Contact Follow us on Twitter Follow us on Facebook Subscribe To Rss Feed Follow Us On Google+ Home » Blog » bank teller error cash deposit 10 Things Everyone Should Know About Bank Errors 10 Things Everyone Should Know About Bank Errors bank error in my favor statute of limitations Posted in Blog, Credit, Fraud, Identity Theft, Technology | 6 comments Charles Darrow patented Monopoly in 1935. Since then, millions of people have turned bank error in my favor can i keep the money giddy when receiving the "Bank Error in Your Favor" card from Community Chest. Unfortunately, bank errors are nothing but a hassle in real life - the only thing you collect is a headache and frustration. To help reduce the headache,
Bank Made Error In My Favor
here are 10 things that everyone should know about bank errors: Be Patient The problem will not be solved over night. Banks process many transactions every day and it may take a few days for them to track down and solve your problem. Be Quick Call in the error to the bank supervisor (there isn't much that a teller can do) as soon as you discover it. The sooner the bank can start looking into it the better. Keep Notes if a bank makes a mistake deposit Keep quality notes of who you talk to, when you talked to them, and what was said/promised. You may need to make several phone calls and it helps to be able to clearly state who you spoke with and what was said. You also may be required to provide documentation somewhere down the line of what you did. Good records will help make this as painless as possible. Know the End Game Ask for a date when the problem should be resolved. This will help keep the bank focused on solving your problem in a timely way. Dodge Bounced Check Fees If the mistake is an under deposit (you end up with less money than you thought), you should ask the bank to cover any fees that may occur because of the shortage of funds. The bank should cover fees to fix the problem and any others that occur because the correct amount of funds was not in the account Don't Spend the Bank's Money If there is an over deposit, don't spend the money. It might be tempting if the bank accidentally deposits an extra $10,000 in your account. Unfortunately the money isn't yours and you shouldn't assume that the bank is going to let you keep it. If you do spend it you are just going to have to give it back - possibly with penalties or jail time if you can't return the money in a
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Bank Deposited Money Into Account By Mistake
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self:no)include (or exclude) self postsnsfw:yes (or nsfw:no)include (or exclude) results marked as NSFWe.g. subreddit:aww site:imgur.com dogsee http://www.fightidentitytheft.com/blog/identity-theft/10-things-everyone-should-know-about-bank-errors the search faq for details.advanced search: by author, subreddit...this post was submitted on 05 Nov 2014125 points (94% upvoted)shortlink: remember mereset passwordloginSubmit a new text postlegaladvicesubscribeunsubscribe125,317 readers921 users here nowPokemon Go Megathread Hilary Clinton https://www.reddit.com/r/legaladvice/comments/2le0bq/advice_on_a_huge_bank_error_in_your_favor/ Megathread Underage Nude Photos Scam Megathread ITT Tech Megathread A place to ask simple legal questions. Advice here is for informational purposes only and should not be considered final or official advice. See a local attorney for the best answer to your questions. See our best posts at /r/bestoflegaladvice! /r/legaladviceofftopic is for chat and discussion about the posts, and discussions on update posts. Get answers to our most common questions, pointers to other sites about the law, and information about finding a lawyer of your own
Finance Blogroll Archives Press Contact Guess What? If Someone Accidentally Gives You Money in Your Account, It's Still NOT Your Money. by J. Money on Thursday, October 13, 2011 How many times have you received "free" money in your account, knowing it was http://www.budgetsaresexy.com/2011/10/accidental-bank-money-not-yours-to-keep/ someone else's mistake? Raise your hand. (Higher - I can't see them! Haha…). Okay, now how many of you went ahead and SPENT this money thinking you were being sneaky and could get away with it? Anybody? Anybody? Would you tell http://www.expertlaw.com/forums/showthread.php?t=135340 me even if you did? ;) Either way, the only money in your account that is truly YOURS is whatever YOU'VE put into it or earned. If someone else, or another company, accidentally xfered money in for whatever reason - error in it is legally NOT yours. I don't know how much trouble (legally) you could get into, esp if you play the "I didn't know" card, but either way I could tell you it would be a pretty stupid risk to take. Eventually, 99% of the times at least, it always comes back and they figure out whatever mistake it was they made. And when they go to pull back all that money, you better hope it's still in there!! The error in my best way to avoid it all is to CALL YOUR BANK right away and get them working on it so it doesn't turn into a mess down the road. You always hear stories about how people got all this free money and went out and blew it on cars or houses or whatever, and then 6 months or a year later they're all of a sudden in a pile of debt. As if they thought no one would notice $300 grand missing somewhere?! It's not even worth *thinking* about spending the money - however small or large it is. Money that is NOT yours cannot magically become yours no matter how you spin it, so don't even take the risk. The reason I bring this all up is cuz the Mrs. just saw a sexy new $1,500 credit hit her account randomly and had no idea what it was for. So she dug a little deeper (wasting a good hour, while in the middle of studying for some huge exams coming up) and realized her University had thought she had overpaid her health insurance, and was thus crediting back her "2nd payment." She quickly told them that it was a mistake, and that she had only paid it ONCE, and 40 mins later it was all cleared up and finally resolved. At which they thanked her profusely as it saved them a few weeks, if not months, of headache tryi
Search Forum Consumer Law And Finance Personal Finance And Investment Law Banking: Bank Error in My Favor If this is your first visit please consider registering so that you can post. Results 1 to 8 of 8 Bank Error in My Favor Share Thread Tools Email this Page… Display Linear Mode Switch to Hybrid Mode Switch to Threaded Mode 01-24-2012,05:10 PM #1 apexzer0 View Profile View Forum Posts Private Message Junior Member Join Date Jan 2012 Posts 5 Bank Error in My Favor My question involves personal finance in the State of: Texas so I went to the bank last week to withdraw some money from my account. i walked up to the teller inside and gave him my debit card and told him i wanted to withdraw $2000. he asked for my id, gave me my cash, then had me sign a cash receipt thing. now i thought when u withdraw money like that it reflects instantly on your account but for the last week my account has shown my balance as never having the money withdrawn. i wasnt sure if those kinds of transactions could be pending or something. ive heard that if u spend the money the bank can threaten u with jail time if they ask for it back and u cant produce it. one of my friends told me though that he had a couple extra hundred in his account that the bank forgot to take out once though and he just closed the account and took the money and never heard a word about it. so my question is can u really just close an account like that and walk away? or is there some kind of law that lets me lay claim to their mistake? if not ill just save myself the headache and temptation and report it to the bank 01-24-2012,07:30 PM #2 Mr. Knowitall View Profile View Forum Posts Senior Member Join Date Sep 2005 Location Behind a Desk Posts 86,985 Re: Bank Error in My Favor If you close the account, when the bank figures out htat you have $2,000 of its money it will want that money back. And it will be legally entitled to the return of its money. 01-25-2012,05:15 AM #3 That Guy View Profile View Forum Posts Private Message Senior Member Join Date Mar 2009 Location LA LA Land Po