Credit Card Processing Error Do Not Honor
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a different credit card or bank account information to use for an ACH transaction. Have your customer call their issuing bank (the number is typically printed on the how does credit card processing work back of the credit card) and resolve any issues that are preventing the transaction how does credit card processing work diagram from being approved. Once your customer confirms that the bank will honor the card, you can attempt the transaction again.
Do Not Honor Debit Card
When viewing a failed credit card payment’s Transaction Details screen, the transaction Statuswill be “Failed,” the Reason Descriptionwill be “DECLINE” and the Authorization Codewill be one of the following failure codes, as shown
Do Not Honor (100) Declined
below: Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any credit card declined codes problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code: 51 Failure Code Definition: Insufficient Funds What it Means: The customer’s issuing bank is preventing the transaction from being authorized because your customer is over his/her credit limit for the card (or processing the attempted transaction would cause the customer to go over the limit). What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask for a credit limit increase that will permit the transaction to be processed. When the new limit is confirmed, attempt the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code:62 Failure Code Definition: Invalid service code, restricted What it Means: This code will appear for one of two reasons: 1. You are attempting an American Express or Discover transaction and your merchant
are blocked by the bank that issued the card. Generally, the response code returned from
Credit Card Decline Code 530
our system is the actual response returned directly from the customer's list of credit card declined codes credit card issuing bank. If it is determined that the customer's issuing bank is declining the transaction, do not honour failed kaspersky there is nothing PayJunction can do to override the decline response. We recommend asking the customer to call the number on the back of the card to https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Credit_Card_Decline_Codes.htm speak with the bank. The customer can explain that they are trying to issue a payment and they should ask the bank to allow the transaction. Otherwise, the customer will need to provide an alternate method of payment. If you still believe the transaction should not be declined, see: Why does PayJunction say a https://support.payjunction.com/hc/en-us/articles/210469298-What-is-a-05-Do-Not-Honor-decline-code- transaction is declined, but my customer says they have funds available? See also: Response Code Definitions Related articles Response Code Definitions Why does PayJunction say a transaction is declined, but my customer says they have funds available? What is a "62" Restricted SIC decline code? What is an "Invalid Card Number" error? How to Process a Transaction - VIDEO Submit a Request Submit your support questions here. We'll be in touch as soon as possible SUBMIT REQUEST Got Questions? We’re here to help. Call us and speakwith a Customer Support Representative. CALL US TOLL FREE(800) 601-0230 x3 TOLL(805) 563-1520 BACKUP(805) 426-0404 FAX FREE(800) 771-3821 FAX TOLL(805) 569-3821 Send your Feedback Let us know how we can improve. We’re always happy to hear from you! SEND FEEDBACK PayJunction is a Level 1 PCI Compliant Provider and registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE - Member FDI. © 2015 PayJunction. All rights reserved. Privacy Policy and Terms of Use.
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