Credit Card Error 200
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Transaction Posted by Stacy Roderick on 24 March 2011 01:33 credit card error code 200 PM Normally, this means the customer's balance is
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insufficient or that the CVV on the back of the card was credit card error code 12 rejected. However, an issuing bank may decline a transaction if there is a certain velocity of transactions taking place on credit card error code 2 that specific card or if the purchase pattern is out of the statistical norm or it represents an unusual purchase pattern and other aggregated data for that card It's important to note toothat it's the issuing bank that makes the approval
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or decline decision, as opposed to the merchant processor (Sterling/Chase Paymenttech/First Data?VITAL, etc..) or the Gateway (gotoBilling) who plays no role in the process at all. And to further confuse the matter, every issuer sets their own criteria for the decline process and it varies greatly. Other examples of "Auth declined 200" are that one issuing bank may decline on an outdated expiration date while another issuing bank may approve a card with an outdated expiration. And a third issuing bank may sometimes decline and sometimes approve in that situation depending on other data points such as the card purchasing pattern that day, the velocity of transactions, etc. (111 vote(s)) Helpful Not helpful Comments (0) Help Desk Software by Kayako
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Forums Ecommerce Hosting & Discussion Valid card declined by CDGCommerce / iTransact gateway If this is your first visit, be sure to http://www.webhostingtalk.com/showthread.php?t=699408 check out the FAQ by clicking the link above. You may have https://hostedcheckout.zendesk.com/entries/199205-Bank-Processor-Codes-FI-Codes- to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Results 1 to 21 of 21 Thread: Valid card declined by CDGCommerce / iTransact gateway Tweet Thread Tools credit card Show Printable Version Subscribe to this Thread… Search Thread Advanced Search Display Linear Mode Switch to Hybrid Mode Switch to Threaded Mode 06-08-2008,11:37 PM #1 Spridel View Profile View Forum Posts View Forum Threads Junior Guru Wannabe Join Date Jun 2001 Location San Diego Posts 72 Valid card declined by CDGCommerce / iTransact gateway For a long time I credit card error have suspected that valid recurring charges are being declined by my CDGCommerce / iTransact gateway merchant account, but today I finally got proof: my own card, which I had used for testing, was declined. I know it's valid because I've been using it without problems for months. The only error message supplied was "AUTH DECLINED 200" I asked CDGCommerce about this problem once, but the response I got from their help desk was very curt and unhelpful, so perhaps they will explain in more detail here. Grant Spy "The grant-seeker's intelligence source" Reply With Quote 0 06-09-2008,12:27 AM #2 Nick H View Profile View Forum Posts View Forum Threads Web Hosting Master Join Date Oct 2004 Posts 2,828 A 200 error is typically an insufficient funds error (at least from my experience). Basically - the card is valid, but there's no money and the card issuing bank is declining the charge. Concerned about security? Secure, Control & Monitor Access to Your Logins Reply With Quote 0 06-09-2008,01:15 PM #3 CDGJerry View Profile View Fo
for CT Payment (formerly Telus & Emergis) Codes for Moneris Royal Bank Merchant Link (Western) Codes for TSYS (Vital) Codes for Chase Paymentech Codes for CT Payment (formerly Telus & Emergis) Response Code Status Message 000 APPROVED APPROVED 050 DECLINED DECLINE Thank you. 051 DECLINED Please call your (Visa, MC, Amex) auth. center 052 DECLINED Please call your (Visa, MC, Amex) auth. center 053 DECLINED Please call your (Visa, MC, Amex) auth. center 054 DECLINED Please call your (Visa, MC, Amex) auth. center 055 DECLINED Please call your (Visa, MC, Amex) auth. center 056 DECLINED PICK UP CARD 057 DECLINED HOLD CARD 058 DECLINED ERROR ACCOUNT 059 DECLINED EXPIRY ERROR 060 DECLINED Please call your (Visa, MC, Amex) auth. center 061 DECLINED Please call your (Visa, MC, Amex) auth. center 100 DECLINED NO MORE ITEMS 200 DECLINED SYSTEM DOWN 201 DECLINED TRANSMIT ERROR 202 DECLINED INVALID MERCHANT ID 204 DECLINED Please call your (Visa, MC, Amex) auth. center 205 DECLINED INV EXPIRY DATE 206 DECLINED CARD EXPIRED 207 DECLINED INVALID MERCH ID 208 DECLINED INVALID AUTH CODE 216 DECLINED CALL AUTH CENTER 218 DECLINED CALL AUTH CENTER 219 DECLINED CALL AUTH CENTER 220 DECLINED INVALID MSG TYPE 221 DECLINED CALL AUTH CENTER 222 DECLINED CALL AUTH CENTER 224 DECLINED CALL AUTH CENTER 225 DECLINED CALL AUTH CENTER 226 DECLINED CALL CENTER 227 DECLINED CALL AMEX 228 DECLINED CALL VOICE CENTER 229 DECLINED INV CARD TYPE 230 DECLINED CALL AUTH CENTER 231 DECLINED Please call your (Visa, MC, Amex) auth. center 232 DECLINED Please call your (Visa, MC, Amex) auth. center 233 DECLINED Please call your (Visa, MC, Amex) auth. center 234 DECLINED Please call your (Visa, MC, Amex) auth. center 235 DECLINED CALL 1-800-268-7760 290 DECLINED ERROR UNKNOWN 291 DECLINED ERROR 10: FORMAT 292 DECLINED ERROR 11: MAPP 293 DECLINED ERROR 13: ACCT # 294 DECLINED ERROR 15: MERCH 295 DECLINED PLEASE RETRY 300 DECLINED AMEX SERVICE ERROR 351 DECLINED INVALID TERM ID 352 DECLINED INVALID MERCH ID 354 DECLINED INVALID OPERATOR 356 DECLINED INVALID TRAN NUM 357 DECLINED INVALID FIELD VALUE 360 DECLINED CALL AUTH CENTER 362 DECLINED INV TRAN CODE 363 DECLINED INVALID ACCOUNT 364 DECLINED INVALID TRANS 365 DECLINED HOLD/CALL CENTER 366 DECLINED DECLINE 370 DECLINED INSTIT NOT FOUND 373 DECLINED ERROR NO MATCH 374 DECLINED DCL HOLD CARD 375 DECLINED HOLD/CALL CENTER 376 DECLINED HOLD/CALL CENTER 377 DECLINED HOLD/CALL CENTER 378 DECLINED CARD EXPIRED 379 DECLINED DECLINED EXPIRED 400 D