Credit Card Error Code 05
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are blocked by the bank that issued the card. Generally, the response code returned from credit card error code 12 our system is the actual response returned directly from the customer's
Credit Card Error Code Pick Up
credit card issuing bank. If it is determined that the customer's issuing bank is declining the transaction, credit card error code 2 there is nothing PayJunction can do to override the decline response. We recommend asking the customer to call the number on the back of the card to credit card error code 200 speak with the bank. The customer can explain that they are trying to issue a payment and they should ask the bank to allow the transaction. Otherwise, the customer will need to provide an alternate method of payment. If you still believe the transaction should not be declined, see: Why does PayJunction say a
Credit Card Error Code 14
transaction is declined, but my customer says they have funds available? See also: Response Code Definitions Related articles Response Code Definitions Why does PayJunction say a transaction is declined, but my customer says they have funds available? What is a "62" Restricted SIC decline code? What is an "Invalid Card Number" error? How to Process a Transaction - VIDEO Submit a Request Submit your support questions here. We'll be in touch as soon as possible SUBMIT REQUEST Got Questions? We’re here to help. Call us and speakwith a Customer Support Representative. CALL US TOLL FREE(800) 601-0230 x3 TOLL(805) 563-1520 BACKUP(805) 426-0404 FAX FREE(800) 771-3821 FAX TOLL(805) 569-3821 Send your Feedback Let us know how we can improve. We’re always happy to hear from you! SEND FEEDBACK PayJunction is a Level 1 PCI Compliant Provider and registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St., Omaha, NE - Member FDI. © 2015 PayJunction. All rights reserved. Privacy Policy and Terms of Use.
a different credit card or bank account information to use for an ACH transaction. Have your customer credit card error code 51 call their issuing bank (the number is typically printed on the credit card error code 15005 back of the credit card) and resolve any issues that are preventing the transaction from being approved.
Credit Card Error Code 203
Once your customer confirms that the bank will honor the card, you can attempt the transaction again. When viewing a failed credit card payment’s Transaction Details screen, https://support.payjunction.com/hc/en-us/articles/210469298-What-is-a-05-Do-Not-Honor-decline-code- the transaction Statuswill be “Failed,” the Reason Descriptionwill be “DECLINE” and the Authorization Codewill be one of the following failure codes, as shown below: Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Credit_Card_Decline_Codes.htm What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code: 51 Failure Code Definition: Insufficient Funds What it Means: The customer’s issuing bank is preventing the transaction from being authorized because your customer is over his/her credit limit for the card (or processing the attempted transaction would cause the customer to go over the limit). What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask for a credit limit increase that will permit the transaction to be processed.
- Point of SaleGovernment SolutionsSmartphone/MobilephoneSWIPESquare VS phoneSWIPEE-CommerceHow E-Commerce WorksE-Commerce SolutionsEMV TechnologyNear Field Communications (NFC)ChecksCheck SolutionsGift/Loyalty CardsCustomer SupportMerchant Cash AdvanceLeasingEducational ResourcesGlossary of TermsFAQ'sVisa Fleet Card FAQBusiness Building TipsMarketing TipsService TipsBusiness LinksFraud PreventionBasic Prevention TipsPCI ComplianceCard Issuer Response CodesReferral RelationshipsCredit Union FocusTMC BlogTMC Store Credit Card https://www.totalmerchantconcepts.com/educational-resources/card-issuer-response-codes Issuer Response Codes Credit Cards can be declined for numerous reasons. Here are http://www.paychoice.com.au/docs/api/credit-card-error-codes/ the most common codes along with the response reason. If you do not see the response code you were looking for; please contact our teamor give us a call at 888-249-9919. Code Response Reason Code Response Reason 0 Approved 54 Expired Card 1 Refer to Card Issuer 55 Incorrect PIN 2 Refer to credit card Issuer's special conditions 56 No Card Record 3 Invalid Merchant 57 Trans. not Permitted to Cardholder 4 Pick Up Card 58 Transaction not Permitted to Terminal 5 Do Not Honor 59 Suspected Fraud 6 Error 60 Card Acceptor Contact Acquirer 7 Pick Up Card, Special Conditions 61 Exceeds Withdrawal Amount Limits 8 Honor with identification 62 Restricted Card 9 Request in Progress 63 Security Violation 10 Partial credit card error Amount Approved 64 Original Amount Incorrect 11 VIP Approval 65 Exceeds Withdrawal Frequency Limit 12 Invalid Transaction 66 Card Acceptor Call Acquirer Security 13 Invalid Amount 67 Hard Capture - Pick Up Card at ATM 14 Invalid Card Number 68 Response Received Too Late 15 No Such Issuer 75 Allowable PIN Tries Exceeded 16 Approved, update track 3 76 Previous message not found 17 Customer Cancellation 77 Data does not match original message 18 Customer Dispute 80 Invalid Date 19 Re-enter Transaction 81 Cryptographic failure 20 Invalid Response 82 Incorrect CVV 21 No Action Taken (no match) 83 Unable to verify PIN 22 Suspected Malfunction 84 Invalid authorization life cycle 23 Unacceptable Transaction Fee 85 No reason to decline 24 File Update not Supported by Receiver 86 ATM Malfunction 25 Unable to Locate Record on File 87 No Envelope Inserted 26 Duplicate File Update Record 88 Unable to Dispense 27 File Update Field Edit Error 89 Administration Error 28 File Update File Locked Out 90 Cut-off in Progress 29 File Update not Successful 91 Issuer or Switch is Inoperative 30 Format Error 92 Financial Institution Not Found 31 Bank not Supported by Switch 93 Trans Cannot be Completed 32 Complet
and is subject to change at any time. The response text may also vary between test and live systems. The majority of response codes in the range 00-99 are returned by the card holder's bank and your merchant bank does not have any control over them. If repeated attempts to collect money from this customer using a credit card fail, you should request an alternate credit card for payment. Error Code Description Approved Explanation 00 Transaction Approved Yes The transaction was successful 01 Refer to Issuer No The customer's bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 02 Refer to Issuer, special No The customer's bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 03 No Merchant No The Merchant ID is invalid, you should contact your Bank and ensure you have provided the correct Merchant Account Number to PayChoice 04 Pick Up Card No The customer's bank (Card Issuer) has declined the transaction and requested that your customer's credit card be retained. (card reported lost or stolen). The customer should use an alternate credit card. 05 Do Not Honour No The customer's bank has declined the transaction as the credit card number has failed a security check, or the funds have been frozen or depleted. The customer should use an alternate credit card. 06 Error No The customer's bank (Card Issuer) has declined the transaction as there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 07 Pick Up Card, Special No The customer's bank (Card Issuer) has declined the transaction and requested that your customer's credit card be retained. (card reported lost or stolen) The customer should use an alternate credit card. 08 Honour With Identification Yes The transaction was successful 09 Request In Progress No The customer's bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 10 Approved For Partial Amount Yes The transaction was successful 11 A