Credit Card Error Codes 200
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Transaction Posted by Stacy Roderick on 24 March 2011 01:33 authorize.net credit card error codes PM Normally, this means the customer's balance is xbox live credit card error codes insufficient or that the CVV on the back of the card was
Credit Card Processing Error Codes
rejected. However, an issuing bank may decline a transaction if there is a certain velocity of transactions taking place on
Credit Card Machine Error Codes
that specific card or if the purchase pattern is out of the statistical norm or it represents an unusual purchase pattern and other aggregated data for that card It's important to note toothat it's the issuing bank that makes the approval credit card declined error codes or decline decision, as opposed to the merchant processor (Sterling/Chase Paymenttech/First Data?VITAL, etc..) or the Gateway (gotoBilling) who plays no role in the process at all. And to further confuse the matter, every issuer sets their own criteria for the decline process and it varies greatly. Other examples of "Auth declined 200" are that one issuing bank may decline on an outdated expiration date while another issuing bank may approve a card with an outdated expiration. And a third issuing bank may sometimes decline and sometimes approve in that situation depending on other data points such as the card purchasing pattern that day, the velocity of transactions, etc. (111 vote(s)) Helpful Not helpful Comments (0) Help Desk Software by Kayako
for CT Payment (formerly Telus & Emergis) Codes for Moneris Royal Bank Merchant Link (Western) Codes for TSYS (Vital) Codes for Chase Paymentech Codes for CT Payment (formerly Telus & Emergis) Response Code Status Message 000 APPROVED APPROVED 050 DECLINED DECLINE Thank you.
Credit Card Error Code 12
051 DECLINED Please call your (Visa, MC, Amex) auth. center 052 DECLINED Please call your (Visa, credit card error code pick up MC, Amex) auth. center 053 DECLINED Please call your (Visa, MC, Amex) auth. center 054 DECLINED Please call your (Visa, MC, Amex) auth. credit card error code 2 center 055 DECLINED Please call your (Visa, MC, Amex) auth. center 056 DECLINED PICK UP CARD 057 DECLINED HOLD CARD 058 DECLINED ERROR ACCOUNT 059 DECLINED EXPIRY ERROR 060 DECLINED Please call your (Visa, MC, Amex) auth. center 061 https://www.gotobilling.com/support/Knowledgebase/Article/View/95/0/auth-declined-200-credit-card-transaction DECLINED Please call your (Visa, MC, Amex) auth. center 100 DECLINED NO MORE ITEMS 200 DECLINED SYSTEM DOWN 201 DECLINED TRANSMIT ERROR 202 DECLINED INVALID MERCHANT ID 204 DECLINED Please call your (Visa, MC, Amex) auth. center 205 DECLINED INV EXPIRY DATE 206 DECLINED CARD EXPIRED 207 DECLINED INVALID MERCH ID 208 DECLINED INVALID AUTH CODE 216 DECLINED CALL AUTH CENTER 218 DECLINED CALL AUTH CENTER 219 DECLINED CALL AUTH CENTER 220 DECLINED INVALID MSG TYPE 221 https://hostedcheckout.zendesk.com/entries/199205-Bank-Processor-Codes-FI-Codes- DECLINED CALL AUTH CENTER 222 DECLINED CALL AUTH CENTER 224 DECLINED CALL AUTH CENTER 225 DECLINED CALL AUTH CENTER 226 DECLINED CALL CENTER 227 DECLINED CALL AMEX 228 DECLINED CALL VOICE CENTER 229 DECLINED INV CARD TYPE 230 DECLINED CALL AUTH CENTER 231 DECLINED Please call your (Visa, MC, Amex) auth. center 232 DECLINED Please call your (Visa, MC, Amex) auth. center 233 DECLINED Please call your (Visa, MC, Amex) auth. center 234 DECLINED Please call your (Visa, MC, Amex) auth. center 235 DECLINED CALL 1-800-268-7760 290 DECLINED ERROR UNKNOWN 291 DECLINED ERROR 10: FORMAT 292 DECLINED ERROR 11: MAPP 293 DECLINED ERROR 13: ACCT # 294 DECLINED ERROR 15: MERCH 295 DECLINED PLEASE RETRY 300 DECLINED AMEX SERVICE ERROR 351 DECLINED INVALID TERM ID 352 DECLINED INVALID MERCH ID 354 DECLINED INVALID OPERATOR 356 DECLINED INVALID TRAN NUM 357 DECLINED INVALID FIELD VALUE 360 DECLINED CALL AUTH CENTER 362 DECLINED INV TRAN CODE 363 DECLINED INVALID ACCOUNT 364 DECLINED INVALID TRANS 365 DECLINED HOLD/CALL CENTER 366 DECLINED DECLINE 370 DECLINED INSTIT NOT FOUND 373 DECLINED ERROR NO MATCH 374 DECLINED DCL HOLD CARD 375 DECLINED HOLD/CALL CENTER 376 DECLINED HOLD/CALL CENTER 377 DECLINED HOLD/CALL CENTER 378 DECLINED CARD EXPIRED 379 DECLINED DECLINED EXPIRED 400 DECLINED INV PROV CODE 410 DECLINED INVALID LICENCE 420 DECLINED ACCOUNT FROZEN 430 DECLINED CALL VERI CHEQUE 431 DECLINED CALL SCAN 440 DECLINED LIMIT EXCEEDED
a different credit card or bank account information to use for an ACH transaction. Have your customer call their issuing bank https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Credit_Card_Decline_Codes.htm (the number is typically printed on the back of the credit card) and resolve any issues that are preventing the transaction from being approved. Once your customer confirms that https://articles.braintreepayments.com/control-panel/transactions/declines the bank will honor the card, you can attempt the transaction again. When viewing a failed credit card payment’s Transaction Details screen, the transaction Statuswill be “Failed,” the Reason credit card Descriptionwill be “DECLINE” and the Authorization Codewill be one of the following failure codes, as shown below: Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank credit card error (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code: 51 Failure Code Definition: Insufficient Funds What it Means: The customer’s issuing bank is preventing the transaction from being authorized because your customer is over his/her credit limit for the card (or processing the attempted transaction would cause the customer to go over the limit). What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask for a credit limit increase that will permit the transaction to be processed. When the new limit is confirmed, attempt the transaction again. You can also ask your customer for a different c
Gateway Rejections Descriptors Duplicate Transaction Checking Email Receipts Vault Overview Create Update Card Verification Reporting Overview Settlement Batch Summary Transaction Summary Decline Analysis Expiring Cards 1099-K Webhooks Custom Fields Transactions/Declines Declines are not the same as gateway rejections. Declined transactions are blocked by the customer's bank, while gateway rejections are blocked by your gateway settings. A processor decline indicates that the customer’s bank has refused the transaction request. Sometimes you can tell why it was declined by reading the response code, but only the customer's bank can confirm the specific reason. Here are a few of the most common ones: Incorrect credit card number or expiration date Insufficient funds Some banks will reject charges based on location Some banks will reject charges based on their own fraud rules An acceptable decline ratio is about 10%, but this may fluctuate based on industry or business model. You can analyze your decline ratio by creating a decline report. Your decline ratio may be inflated by repeated attempts on the same payment method—either on your end or the customer’s end. We recommend that you use our risk threshold rules to reduce repeated customer attempts and our automated retry logic for subscriptions instead of implementing your own. Authorization declines When we talk about declines, we're usually referring to authorization declines. These happen when you request authorization to charge a customer's payment method, and the bank refuses to authorize the charge. See the complete list of authorization decline codes. Settlement declines Declines can also happen on settlement: when you try to collect funds from a customer's payment method after a successful authorization, and the bank says no. These declines are much more rare than authorization declines. See more details on settlement declined transactions in the developer docs. See the complete list of settlement decline codes. Types of declines There are two types of declines: hard declines and soft declines. Hard declines are the result of an error or issue which cannot be resolved immediately; the decline is not temporary and subsequent attempts with the same payment method will likely not be successful. Soft declines result from a temporary issue and can be retried; subsequent transaction attempts with the provided payment method information may process successfully. Handling declines To help mitigate fraud, merchants typically show the customer a relatively generic message when a payment m