Credit Card Error Refer To Issuer
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customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the no such issuer credit card error transaction again. Alternately, ask your customer for a different credit card or ask them
Credit Card Issuer List
to pay via ACH. Description:Call Failure Code:02 Failure Code Definition: Refer to issuer-Special condition. What it Means: The customer’s issuing bank
Credit Card Issuer Lookup
has prevented the transaction from being authorized. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was
Credit Card Number Issuer
declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Hold-Call Failure Code:04 Failure Code Definition: Pick up Card (no fraud) What it Means: The customer’s issuing bank has prevented the transaction from being authorized. NOTE: As you are not processing this transaction in person, you won’t be able credit card issuer codes to take possession of the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Hold-Call Failure Code: 07 Failure Code Definition: Pick up card, special condition (fraud account). What it Means: The customer’s issuing bank has prevented the transaction from being authorized because fraudulent activity has been detected on this a
- Point of SaleGovernment SolutionsSmartphone/MobilephoneSWIPESquare VS phoneSWIPEE-CommerceHow E-Commerce WorksE-Commerce SolutionsEMV TechnologyNear Field Communications (NFC)ChecksCheck SolutionsGift/Loyalty CardsCustomer SupportMerchant Cash AdvanceLeasingEducational ResourcesGlossary of TermsFAQ'sVisa Fleet Card FAQBusiness credit card issuer and acquirer Building TipsMarketing TipsService TipsBusiness LinksFraud PreventionBasic Prevention TipsPCI ComplianceCard credit card issuer bank phone # Issuer Response CodesReferral RelationshipsCredit Union FocusTMC BlogTMC Store Credit Card Issuer Response Codes Credit Cards credit card issuer vs network can be declined for numerous reasons. Here are the most common codes along with the response reason. If you do not see the response https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Directory_of_Credit_Card_Failure_Codes.htm code you were looking for; please contact our teamor give us a call at 888-249-9919. Code Response Reason Code Response Reason 0 Approved 54 Expired Card 1 Refer to Card Issuer 55 Incorrect PIN 2 Refer to Issuer's special conditions 56 No Card Record 3 Invalid Merchant https://www.totalmerchantconcepts.com/educational-resources/card-issuer-response-codes 57 Trans. not Permitted to Cardholder 4 Pick Up Card 58 Transaction not Permitted to Terminal 5 Do Not Honor 59 Suspected Fraud 6 Error 60 Card Acceptor Contact Acquirer 7 Pick Up Card, Special Conditions 61 Exceeds Withdrawal Amount Limits 8 Honor with identification 62 Restricted Card 9 Request in Progress 63 Security Violation 10 Partial Amount Approved 64 Original Amount Incorrect 11 VIP Approval 65 Exceeds Withdrawal Frequency Limit 12 Invalid Transaction 66 Card Acceptor Call Acquirer Security 13 Invalid Amount 67 Hard Capture - Pick Up Card at ATM 14 Invalid Card Number 68 Response Received Too Late 15 No Such Issuer 75 Allowable PIN Tries Exceeded 16 Approved, update track 3 76 Previous message not found 17 Customer Cancellation 77 Data does not match original message 18 Customer Dispute 80 Invalid Date 19 Re-enter Transaction 81 Cryptographic fail
then the RESPMSG parameter returns the description of the RESULT code. A value of 0 (zero) indicates that no errors occurred and the transaction was approved. A value greater than zero indicates a https://www.paypalobjects.com/en_US/vhelp/paypalmanager_help/result_values_for_transaction_declines_or_errors.htm decline or an error. RESULT RESPMSG and Explanation 0 Approved For Account Verification authorization transactions, RESULT=0 with RESPMSG=Verified. 1 User authentication failed. Error is caused by one or more of the following: Invalid Processor information https://go.eway.io/s/article/Transaction-Response-Code-01-Refer-to-Issuer?language=en_US entered. Contact merchant bank to verify. "Allowed IP Address" security feature implemented. The transaction is coming from an unknown IP address. For more information, refer to Allowed IP Addresses. You are using a test credit card (not active) account to submit a transaction to the live PayPal servers. Change the URL from pilot-payflowpro.paypal.com to payflowpro.paypal.com. 2 Invalid tender type. Your merchant bank account does not support the following credit card type that was submitted. 3 Invalid transaction type. Transaction type is not appropriate for this transaction. For example, you cannot credit an authorization-only transaction. 4 Invalid amount format. Use the format: “#####.##” Do not include credit card issuer currency symbols or commas. For processors that do not support Account Verification, you will receive this RESULT code if you process a $0 transaction. 5 Invalid merchant information. Processor does not recognize your merchant account information. Contact your bank account acquirer to resolve this problem. 6 Invalid or unsupported currency code 7 Field format error. Invalid information entered. See RESPMSG. 8 Not a transaction server 9 Too many parameters or invalid stream 10 Too many line items 11 Client time-out waiting for response 12 Declined. Check the credit card number, expiration date, and transaction information to make sure they were entered correctly. If this does not resolve the problem, have the customer call their card issuing bank to resolve. 13 Referral. Transaction cannot be approved electronically but can be approved with a verbal authorization. Contact your merchant bank to obtain an authorization and submit a manual Voice Authorization transaction. 14 Invalid Client Certification ID. Check the HTTP header. If the tag, X-VPS-VIT-CLIENT-CERTIFICATION-ID, is missing, RESULT code 14 is returned. 19 Original transaction ID not found. The transaction ID you entered for this transaction is not valid. See RESPMSG. 20 Cannot find the customer reference number 22 Invalid ABA number 23 Invalid account number. Check credit