Credit Card Processor Error 51
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a different credit card or bank account information to use for an ACH transaction. Have your customer call their issuing bank (the number is typically printed on the back of credit card processor jobs the credit card) and resolve any issues that are preventing the transaction from how to become a credit card processor being approved. Once your customer confirms that the bank will honor the card, you can attempt the transaction again. When viewing credit card processor comparison a failed credit card payment’s Transaction Details screen, the transaction Statuswill be “Failed,” the Reason Descriptionwill be “DECLINE” and the Authorization Codewill be one of the following failure codes, as shown below:
Credit Card Processor Definition
Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing online credit card processor the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code: 51 Failure Code Definition: Insufficient Funds What it Means: The customer’s issuing bank is preventing the transaction from being authorized because your customer is over his/her credit limit for the card (or processing the attempted transaction would cause the customer to go over the limit). What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask for a credit limit increase that will permit the transaction to be processed. When the new limit is confirmed, attempt the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Decline Failure Code:62 Failure Code Definition: Invalid service code, restricted What it Means: This code will appear for one of two reasons: 1. You are attempting an American Express or Discover transaction and your merchant processing account is not configured properly to ac
Article contributed by payment gateway specialists, eWAY Response codes are supplied by the merchant’s bank to eWAY after making contact with the customer’s card issuer. After receiving the payment information from eWAY, your bank contacts your customer’s bank to confirm credit card processor salary the details of the transaction (card #, expiry date, amount, card valid, etc.). Depending on
Credit Card Processor For Iphone
that interaction, the customer’s bank will reply to your bank with a response code - this message will then be returned to your
Chase Credit Card Processor
website by eWAY. Common types of responses from the banks include: Transaction approved: Your customer’s transaction was processed successfully. Insufficient funds: The customer’s bank noted that there was not enough money available on the card. Card expired: The https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Credit_Card_Decline_Codes.htm card used is expired. Has the card been replaced? Refer to issuer: This can mean many different things, ultimately you will need to tell your customer to contact their card issuing bank. Do they have another card they can use? Please find below a more complete list of the Response Codes you may receive from your merchant bank, plus a description on what those responses mean. Code Response Text Result Explanation 00 Transaction Approved Successful The transaction http://www.ozcart.com.au/bank-response-codes-explained.html was successful. 01 Refer to Issuer Fail The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 02 Refer to Issuer, special Fail The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 03 No Merchant Fail The Merchant ID is invalid, you should contact your Bank and ensure you have provided the correct Merchant Account Number to eWAY. 04 Pick Up Card Fail The customer’s bank (Card Issuer) has declined the transaction and requested that your customer’s credit card be retained. (card reported lost or stolen). The customer should use an alternate credit card. 05 Do Not Honour Fail The customer’s bank has declined the transaction as the credit card number has failed a security check, or the funds have been frozen or depleted. The customer should use an alternate credit card. 06 Error Fail The customer’s bank (Card Issuer) has declined the transaction as there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card. 07 Pick Up Card, Special Fail The customer’s bank (Card Issuer) has declined the transaction and requested
- Point of SaleGovernment SolutionsSmartphone/MobilephoneSWIPESquare VS phoneSWIPEE-CommerceHow E-Commerce WorksE-Commerce SolutionsEMV TechnologyNear Field Communications (NFC)ChecksCheck SolutionsGift/Loyalty CardsCustomer SupportMerchant Cash AdvanceLeasingEducational ResourcesGlossary of TermsFAQ'sVisa Fleet Card FAQBusiness Building TipsMarketing TipsService TipsBusiness LinksFraud PreventionBasic Prevention TipsPCI ComplianceCard Issuer Response CodesReferral RelationshipsCredit Union FocusTMC BlogTMC Store Credit Card Issuer Response https://www.totalmerchantconcepts.com/educational-resources/card-issuer-response-codes Codes Credit Cards can be declined for numerous reasons. Here are the most common codes along with the response reason. If you do not see the response code you were looking for; please contact our https://support.cybersource.com/cybskb/index?page=content&id=C89&actp=LIST teamor give us a call at 888-249-9919. Code Response Reason Code Response Reason 0 Approved 54 Expired Card 1 Refer to Card Issuer 55 Incorrect PIN 2 Refer to Issuer's special conditions 56 credit card No Card Record 3 Invalid Merchant 57 Trans. not Permitted to Cardholder 4 Pick Up Card 58 Transaction not Permitted to Terminal 5 Do Not Honor 59 Suspected Fraud 6 Error 60 Card Acceptor Contact Acquirer 7 Pick Up Card, Special Conditions 61 Exceeds Withdrawal Amount Limits 8 Honor with identification 62 Restricted Card 9 Request in Progress 63 Security Violation 10 Partial Amount Approved 64 Original Amount Incorrect 11 credit card processor VIP Approval 65 Exceeds Withdrawal Frequency Limit 12 Invalid Transaction 66 Card Acceptor Call Acquirer Security 13 Invalid Amount 67 Hard Capture - Pick Up Card at ATM 14 Invalid Card Number 68 Response Received Too Late 15 No Such Issuer 75 Allowable PIN Tries Exceeded 16 Approved, update track 3 76 Previous message not found 17 Customer Cancellation 77 Data does not match original message 18 Customer Dispute 80 Invalid Date 19 Re-enter Transaction 81 Cryptographic failure 20 Invalid Response 82 Incorrect CVV 21 No Action Taken (no match) 83 Unable to verify PIN 22 Suspected Malfunction 84 Invalid authorization life cycle 23 Unacceptable Transaction Fee 85 No reason to decline 24 File Update not Supported by Receiver 86 ATM Malfunction 25 Unable to Locate Record on File 87 No Envelope Inserted 26 Duplicate File Update Record 88 Unable to Dispense 27 File Update Field Edit Error 89 Administration Error 28 File Update File Locked Out 90 Cut-off in Progress 29 File Update not Successful 91 Issuer or Switch is Inoperative 30 Format Error 92 Financial Institution Not Found 31 Bank not Supported by Switch 93 Trans Cannot be Completed 32 Completed Partially 94 Duplicate Transmission 33 Expired Card - Pick Up 95 Reconcile Erro
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