Discover Card Error Codes
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customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank visa card code confirms that they will approve future attempts, try the transaction again. Alternately,
Mastercard Code
ask your customer for a different credit card or ask them to pay via ACH. Description:Call Failure Code:02
American Express Code
Failure Code Definition: Refer to issuer-Special condition. What it Means: The customer’s issuing bank has prevented the transaction from being authorized. What to Do: Have your customer call their issuing bank
Credit Card Declined Error Codes
(the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Hold-Call Failure Code:04 Failure Code Definition: Pick up Card (no fraud) What credit card processing error codes it Means: The customer’s issuing bank has prevented the transaction from being authorized. NOTE: As you are not processing this transaction in person, you won’t be able to take possession of the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask you
for CT Payment (formerly Telus & Emergis) Codes for Moneris Royal Bank Merchant Link (Western) Codes for TSYS (Vital) Codes for Chase Paymentech Codes for CT Payment (formerly Telus & Emergis) Response Code Status Message 000 APPROVED APPROVED 050 DECLINED DECLINE credit card response codes Thank you. 051 DECLINED Please call your (Visa, MC, Amex) auth. center 052 DECLINED Please visa decline codes call your (Visa, MC, Amex) auth. center 053 DECLINED Please call your (Visa, MC, Amex) auth. center 054 DECLINED Please call your credit card declined codes 05 (Visa, MC, Amex) auth. center 055 DECLINED Please call your (Visa, MC, Amex) auth. center 056 DECLINED PICK UP CARD 057 DECLINED HOLD CARD 058 DECLINED ERROR ACCOUNT 059 DECLINED EXPIRY ERROR 060 DECLINED Please call your (Visa, https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Directory_of_Credit_Card_Failure_Codes.htm MC, Amex) auth. center 061 DECLINED Please call your (Visa, MC, Amex) auth. center 100 DECLINED NO MORE ITEMS 200 DECLINED SYSTEM DOWN 201 DECLINED TRANSMIT ERROR 202 DECLINED INVALID MERCHANT ID 204 DECLINED Please call your (Visa, MC, Amex) auth. center 205 DECLINED INV EXPIRY DATE 206 DECLINED CARD EXPIRED 207 DECLINED INVALID MERCH ID 208 DECLINED INVALID AUTH CODE 216 DECLINED CALL AUTH CENTER 218 DECLINED CALL AUTH CENTER 219 DECLINED CALL AUTH https://hostedcheckout.zendesk.com/entries/199205-Bank-Processor-Codes-FI-Codes- CENTER 220 DECLINED INVALID MSG TYPE 221 DECLINED CALL AUTH CENTER 222 DECLINED CALL AUTH CENTER 224 DECLINED CALL AUTH CENTER 225 DECLINED CALL AUTH CENTER 226 DECLINED CALL CENTER 227 DECLINED CALL AMEX 228 DECLINED CALL VOICE CENTER 229 DECLINED INV CARD TYPE 230 DECLINED CALL AUTH CENTER 231 DECLINED Please call your (Visa, MC, Amex) auth. center 232 DECLINED Please call your (Visa, MC, Amex) auth. center 233 DECLINED Please call your (Visa, MC, Amex) auth. center 234 DECLINED Please call your (Visa, MC, Amex) auth. center 235 DECLINED CALL 1-800-268-7760 290 DECLINED ERROR UNKNOWN 291 DECLINED ERROR 10: FORMAT 292 DECLINED ERROR 11: MAPP 293 DECLINED ERROR 13: ACCT # 294 DECLINED ERROR 15: MERCH 295 DECLINED PLEASE RETRY 300 DECLINED AMEX SERVICE ERROR 351 DECLINED INVALID TERM ID 352 DECLINED INVALID MERCH ID 354 DECLINED INVALID OPERATOR 356 DECLINED INVALID TRAN NUM 357 DECLINED INVALID FIELD VALUE 360 DECLINED CALL AUTH CENTER 362 DECLINED INV TRAN CODE 363 DECLINED INVALID ACCOUNT 364 DECLINED INVALID TRANS 365 DECLINED HOLD/CALL CENTER 366 DECLINED DECLINE 370 DECLINED INSTIT NOT FOUND 373 DECLINED ERROR NO MATCH 374 DECLINED DCL HOLD CARD 375 DECLINED HOLD/CALL CENTER 376 DECLINED HOLD/CALL CENTER 377 DECLINED HOLD/CALL CENTER 378 DECLINED CARD EXPIRED 379 DECLINED DECLINED EXPIRED 400 DECLINED INV PROV CODE 410 DECLINED INVALID LICENCE 420 DECLINED ACCO
- Point of SaleGovernment SolutionsSmartphone/MobilephoneSWIPESquare VS phoneSWIPEE-CommerceHow E-Commerce WorksE-Commerce SolutionsEMV TechnologyNear Field Communications (NFC)ChecksCheck SolutionsGift/Loyalty CardsCustomer SupportMerchant Cash AdvanceLeasingEducational ResourcesGlossary of TermsFAQ'sVisa Fleet Card FAQBusiness Building TipsMarketing TipsService TipsBusiness LinksFraud https://www.totalmerchantconcepts.com/educational-resources/card-issuer-response-codes PreventionBasic Prevention TipsPCI ComplianceCard Issuer Response CodesReferral RelationshipsCredit Union FocusTMC BlogTMC Store Credit Card Issuer Response Codes Credit Cards can be declined for numerous reasons. Here are the most common codes along with the response reason. If you do not see the response code you were looking for; please contact our teamor give credit card us a call at 888-249-9919. Code Response Reason Code Response Reason 0 Approved 54 Expired Card 1 Refer to Card Issuer 55 Incorrect PIN 2 Refer to Issuer's special conditions 56 No Card Record 3 Invalid Merchant 57 Trans. not Permitted to Cardholder 4 Pick Up Card 58 Transaction not Permitted to Terminal credit card declined 5 Do Not Honor 59 Suspected Fraud 6 Error 60 Card Acceptor Contact Acquirer 7 Pick Up Card, Special Conditions 61 Exceeds Withdrawal Amount Limits 8 Honor with identification 62 Restricted Card 9 Request in Progress 63 Security Violation 10 Partial Amount Approved 64 Original Amount Incorrect 11 VIP Approval 65 Exceeds Withdrawal Frequency Limit 12 Invalid Transaction 66 Card Acceptor Call Acquirer Security 13 Invalid Amount 67 Hard Capture - Pick Up Card at ATM 14 Invalid Card Number 68 Response Received Too Late 15 No Such Issuer 75 Allowable PIN Tries Exceeded 16 Approved, update track 3 76 Previous message not found 17 Customer Cancellation 77 Data does not match original message 18 Customer Dispute 80 Invalid Date 19 Re-enter Transaction 81 Cryptographic failure 20 Invalid Response 82 Incorrect CVV 21 No Action Taken (no match) 83 Unable to verify PIN 22 Suspected Malfunction 84 Invalid authorization life cycle 23 Unacceptable Transaction Fee 85 No re