Error Codes For Credit Card Transactions
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SUMMARY Below you'll find explanations of decline codes you may have encountered as well as potential solutions. Declines are made by the card-issuing bank, not your software. If your client does not credit card processing error codes believe their card should have declined, please advise them to call the 1-800 credit card machine error codes on the back of the card for more information. If you receive a decline that is not listed on this credit card declined error codes page please contact Merchant Support. Declined - 30002: DECLINED This means that the card holder's credit card company has blocked the transaction. Have the client call the 800 number on the back
Authorize.net Credit Card Error Codes
of the card and find out why. Declined - 30009: EXCEPTION This means your merchant account has been deactivated pending receipt of your W-9 document. Download a W-9 here. Take a photo and mail it to 1099Group@elavon.com or fax it to 1-877-304-0975. If you have questions about receipt or time frame to reactivation, contact Elavon at 1-844-878-7493. 01 Call This means that the card holder's credit card company credit card transactions for small business has blocked the transaction. Have the client call the 800 number on the back of the card and find out why. 02 Call This means that the card holders credit card company has blocked the transaction. Have the client call the 800 number on the back of the card and find out why. 04 Hold-call or Pick Up Card Merchant to keep the card. There is a problem with the card. Call the 800 number on the back of the card to determine the issue. 05 Decline Do not honor. The customer's credit card company is telling you not to honor the card. There is a problem with their account or they don't recognize the billing address on file. Add the cardholder's correct billing address to the Billing Info and try the card one more time. If it continues to decline, call the 800 number on the back of the card to find out why. 07 Hold-call or Pick Up Card Merchant to keep the card. There is a problem with the card. It has been marked for fraud. Call the 800 number on the back of the card to determine the issue. 12 D
Gateway Rejections Descriptors Duplicate Transaction Checking Email Receipts Vault Overview Create Update Card Verification Reporting Overview Settlement Batch Summary Transaction Summary Decline Analysis Expiring import credit card transactions into quickbooks Cards 1099-K Webhooks Custom Fields Transactions/Declines Declines are not the same
Credit Card Transactions Over The Phone
as gateway rejections. Declined transactions are blocked by the customer's bank, while gateway rejections are blocked
Credit Card Transactions Per Day
by your gateway settings. A processor decline indicates that the customer’s bank has refused the transaction request. Sometimes you can tell why it was declined by reading the https://support.mindbodyonline.com/hc/en-us/articles/203255323-U-S-credit-card-decline-codes response code, but only the customer's bank can confirm the specific reason. Here are a few of the most common ones: Incorrect credit card number or expiration date Insufficient funds Some banks will reject charges based on location Some banks will reject charges based on their own fraud rules An acceptable decline ratio is about https://articles.braintreepayments.com/control-panel/transactions/declines 10%, but this may fluctuate based on industry or business model. You can analyze your decline ratio by creating a decline report. Your decline ratio may be inflated by repeated attempts on the same payment method—either on your end or the customer’s end. We recommend that you use our risk threshold rules to reduce repeated customer attempts and our automated retry logic for subscriptions instead of implementing your own. Authorization declines When we talk about declines, we're usually referring to authorization declines. These happen when you request authorization to charge a customer's payment method, and the bank refuses to authorize the charge. See the complete list of authorization decline codes. Settlement declines Declines can also happen on settlement: when you try to collect funds from a customer's payment method after a successful authorization, and the bank says no. These declines are much more rare than authorization declines. See more details on settlement declined transactions in the developer docs. See the complete list o
is displayed for completeness. First Data Response Codes The following list reflects all currently defined First Data response reason codes. Many of these codes will never be returned in your output. For the most https://support.payeezy.com/hc/en-us/articles/203730509-First-Data-Payeezy-Gateway-Bank-Response-Codes common codes returned by First Data, the list includes an action field that suggests https://hostedcheckout.zendesk.com/entries/199205-Bank-Processor-Codes-FI-Codes- the best probable course of action to take based on the code returned. If you are receiving codes not listed here, please contact your Account Manager. The following KEY describes the Column Headings and the values appearing in the columns. Note: Not all codes will be received on an authorization. Some codes are for deposit/conditionals only credit card Description Type S = Successful Response Codes R = Reject Response Codes D = Decline Response Codes Code 3‐digit response code Name Description of the response code Action Resend = Send this transaction back at any time Wait = Wait 2‐3 days before sending back, or try to resolve with your customer Cust. = Try to resolve with customer, or get an alternate method of payment Fix = There is credit card transactions an invalid field being sent Fix and resend N/A = Not applicable Voice = Perform a voice authorization per First Data instructions Call = Call First Data Response Code Name Action Comments D 000 No Answer Resend First Data received no answer from auth network S 100 Approved N/A Successfully approved S 101 Validated N/A Account Passed edit checks S 102 Verified N/A Account Passed external negative file S 103 Pre-Noted N/A Passed Pre-Note S 104 No Reason to Decline N/A Successfully approved S 105 Received and Stored N/A Successfully approved S 106 Provided Auth N/A Successfully approved Note: Indicates customized code was used in processing S 107 Request Received N/A Successfully approved Note: Indicates customized code was used in processing S 108 Approved for Activation N/A Successfully Activated S 109 Previously Processed Transaction N/A Transaction was not re-authorized with the Debit Network because it was previously processed S 110 BIN Alert N/A Successfully approved Note: Indicates customized code was used in processing S 111 Approved for Partial N/A Successfully approved Note: Indicates customized code was used in processing S 164 Conditional Approval Wait Conditional Approval - Hold shipping for 24 hours R 201 Invalid CC Number Cust Bad check digit, length, or other credit card problem R 202
for CT Payment (formerly Telus & Emergis) Codes for Moneris Royal Bank Merchant Link (Western) Codes for TSYS (Vital) Codes for Chase Paymentech Codes for CT Payment (formerly Telus & Emergis) Response Code Status Message 000 APPROVED APPROVED 050 DECLINED DECLINE Thank you. 051 DECLINED Please call your (Visa, MC, Amex) auth. center 052 DECLINED Please call your (Visa, MC, Amex) auth. center 053 DECLINED Please call your (Visa, MC, Amex) auth. center 054 DECLINED Please call your (Visa, MC, Amex) auth. center 055 DECLINED Please call your (Visa, MC, Amex) auth. center 056 DECLINED PICK UP CARD 057 DECLINED HOLD CARD 058 DECLINED ERROR ACCOUNT 059 DECLINED EXPIRY ERROR 060 DECLINED Please call your (Visa, MC, Amex) auth. center 061 DECLINED Please call your (Visa, MC, Amex) auth. center 100 DECLINED NO MORE ITEMS 200 DECLINED SYSTEM DOWN 201 DECLINED TRANSMIT ERROR 202 DECLINED INVALID MERCHANT ID 204 DECLINED Please call your (Visa, MC, Amex) auth. center 205 DECLINED INV EXPIRY DATE 206 DECLINED CARD EXPIRED 207 DECLINED INVALID MERCH ID 208 DECLINED INVALID AUTH CODE 216 DECLINED CALL AUTH CENTER 218 DECLINED CALL AUTH CENTER 219 DECLINED CALL AUTH CENTER 220 DECLINED INVALID MSG TYPE 221 DECLINED CALL AUTH CENTER 222 DECLINED CALL AUTH CENTER 224 DECLINED CALL AUTH CENTER 225 DECLINED CALL AUTH CENTER 226 DECLINED CALL CENTER 227 DECLINED CALL AMEX 228 DECLINED CALL VOICE CENTER 229 DECLINED INV CARD TYPE 230 DECLINED CALL AUTH CENTER 231 DECLINED Please call your (Visa, MC, Amex) auth. center 232 DECLINED Please call your (Visa, MC, Amex) auth. center 233 DECLINED Please call your (Visa, MC, Amex) auth. center 234 DECLINED Please call your (Visa, MC, Amex) auth. center 235 DECLINED CALL 1-800-268-7760 290 DECLINED ERROR UNKNOWN 291 DECLINED ERROR 10: FORMAT 292 DECLINED ERROR 11: MAPP 293 DECLINED ERROR 13: ACCT # 294 DECLINED ERROR 15: MERCH 295 DECLINED PLEASE RETRY 300 DECLINED AMEX SERVICE ERROR 351 DECLINED INVALID TERM ID 352 DECLINED INVALID MERCH ID 354 DECLINED INVALID OPERATOR 356 DECLINED INVALID TRAN NUM 357 DECLINED INVALID FIELD VALUE 360 DECLINED CALL AUTH CENTER 362 DECLINED INV TRAN CODE 363 DECLINED INVALID ACCOUNT 364 DECLINED INVALID TRANS 365 DECLINED HOLD/CALL CENTER 366 DECLINED DECLINE 370 DECLINED INSTIT NOT FOUND 373 DECLINED ERROR NO MATCH 374 DECLINED DCL HOLD CARD 375 DECLINED HOLD/CALL CENTER 376 DECLINED HOLD/CALL CENTER 377 DECLINED HOLD/CALL CENTER 378 DECLINED CARD EXPIRED 379 DECLINED DECLINED EXPIRED 400 DECLINED INV PROV CODE 410 DECLINED INVALID LICENCE 420 DECLINED ACCOUNT FROZEN 430 DECLINED CALL VERI CHEQUE 431 DECLINED C