Payment Processing Error Codes
Contents |
customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the transaction credit card declined error codes again. Alternately, ask your customer for a different credit card or ask them to credit card processing error codes pay via ACH. Description:Call Failure Code:02 Failure Code Definition: Refer to issuer-Special condition. What it Means: The customer’s issuing bank has visa credit card declined codes prevented the transaction from being authorized. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once
Credit Card Response Codes
the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Hold-Call Failure Code:04 Failure Code Definition: Pick up Card (no fraud) What it Means: The customer’s issuing bank has prevented the transaction from being authorized. NOTE: As you are not processing this transaction in person, you won’t be able to take possession credit card declined code 12 of the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. Alternately, ask your customer for a different credit card or ask them to pay via ACH. Description:Decline Failure Code:05 Failure Code Definition: Do not honor. What it Means: The customer’s issuing bank is preventing the transaction from being authorized, and instructing you not to honor the card. What to Do: Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask why the transaction was declined and clear up any problems that are causing the card to be declined. Once the issuing bank confirms that they will approve future attempts, try the transaction again. You can also ask your customer for a different credit card account or an ACH account, and attempt the transaction again. Description:Hold-Call Failure Code: 07 Failure Code Definition: Pick up card, special condition (fraud account). What it Means: The customer’s issuing bank has prevented the transaction from being authorized because fraudulent activity has been detected on this account. NOTE: As you are
Gateway Rejections Descriptors Duplicate Transaction Checking Email Receipts Vault Overview Create Update Card Verification Reporting Overview Settlement Batch Summary Transaction Summary Decline Analysis credit card declined codes 05 Expiring Cards 1099-K Webhooks Custom Fields Transactions/Declines Declines are not the
Debit Card Declined Codes
same as gateway rejections. Declined transactions are blocked by the customer's bank, while gateway rejections are
Credit Card Error Messages
blocked by your gateway settings. A processor decline indicates that the customer’s bank has refused the transaction request. Sometimes you can tell why it was declined by https://paysimple.com/paysimple30_help/ps30/a7-cc-failure-codes/Directory_of_Credit_Card_Failure_Codes.htm reading the response code, but only the customer's bank can confirm the specific reason. Here are a few of the most common ones: Incorrect credit card number or expiration date Insufficient funds Some banks will reject charges based on location Some banks will reject charges based on their own fraud rules An acceptable decline https://articles.braintreepayments.com/control-panel/transactions/declines ratio is about 10%, but this may fluctuate based on industry or business model. You can analyze your decline ratio by creating a decline report. Your decline ratio may be inflated by repeated attempts on the same payment method—either on your end or the customer’s end. We recommend that you use our risk threshold rules to reduce repeated customer attempts and our automated retry logic for subscriptions instead of implementing your own. Authorization declines When we talk about declines, we're usually referring to authorization declines. These happen when you request authorization to charge a customer's payment method, and the bank refuses to authorize the charge. See the complete list of authorization decline codes. Settlement declines Declines can also happen on settlement: when you try to collect funds from a customer's payment method after a successful authorization, and the bank says no. These declines are much more rare than authorization declines. See more details on settlement declined transactions in the develo
with PayPal? 14 3 days ago https://www.paypal-knowledge.com/infocenter/index?page=content&id=FAQ1234&actp=LIST FAQ2072 Can I have my PayPal funds automatically transfer to my Bank? 13 3 days ago FAQ2068 Where can I access my IPN https://www.paypalobjects.com/en_US/vhelp/paypalmanager_help/result_values_for_transaction_declines_or_errors.htm history? 15 3 days ago FAQ2067 How do I handle failed validation checks in my Payments Standard account? 2,085 19 days ago credit card FAQ2066 Why am I not receiving funds for completed orders? 107 32 days ago FAQ2065 How do I apply for Website Payments Pro? 110 32 days ago FAQ2064 How do I make the phone field mandatory with Express Checkout? 117 53 days ago credit card declined FAQ2063 How do I successfully complete an Express Checkout API call? 108 53 days ago FAQ2062 Where can I find PayPal Reporting information? 256 59 days ago FAQ2061 How do I use IPN in my third-party shopping cart for Express Checkout? 284 60 days ago FAQ2060 Are Adaptive Payments disputes applicable for Enterprise Dispute Management merchants and/or partners? 323 67 days ago FAQ2059 Can you fund Adaptive Payments with PayPal Credit? 275 67 days ago FAQ2058 Why are my PayPal PLUS payments being declined? 363 67 days ago FAQ2057 What is Seller Protection? 304 67 days ago FAQ2056 How do I return customers to my merchant site after completing checkout? 351 76 days ago Pages: 50 - [ 1 2 3 4 5 … 50 | Next ]
then the RESPMSG parameter returns the description of the RESULT code. A value of 0 (zero) indicates that no errors occurred and the transaction was approved. A value greater than zero indicates a decline or an error. RESULT RESPMSG and Explanation 0 Approved For Account Verification authorization transactions, RESULT=0 with RESPMSG=Verified. 1 User authentication failed. Error is caused by one or more of the following: Invalid Processor information entered. Contact merchant bank to verify. "Allowed IP Address" security feature implemented. The transaction is coming from an unknown IP address. For more information, refer to Allowed IP Addresses. You are using a test (not active) account to submit a transaction to the live PayPal servers. Change the URL from pilot-payflowpro.paypal.com to payflowpro.paypal.com. 2 Invalid tender type. Your merchant bank account does not support the following credit card type that was submitted. 3 Invalid transaction type. Transaction type is not appropriate for this transaction. For example, you cannot credit an authorization-only transaction. 4 Invalid amount format. Use the format: “#####.##” Do not include currency symbols or commas. For processors that do not support Account Verification, you will receive this RESULT code if you process a $0 transaction. 5 Invalid merchant information. Processor does not recognize your merchant account information. Contact your bank account acquirer to resolve this problem. 6 Invalid or unsupported currency code 7 Field format error. Invalid information entered. See RESPMSG. 8 Not a transaction server 9 Too many parameters or invalid stream 10 Too many line items 11 Client time-out waiting for response 12 Declined. Check the credit card number, expiration date, and transaction information to make sure they were entered correctly. If this does not resolve the problem, have the customer call their card issuing bank to resolve. 13 Referral. Transaction cannot be approved electronically but can be approved with a verbal authorization. Contact your merchant bank to obtain an authorization and submit a manual Voice Authorization transaction. 14 Invalid Client Certification ID. Check the HTTP header. If the tag, X-VPS-VIT-CLIENT-CERTIFICATION-ID, is missing, RESULT code 14 is returned. 19 Original transaction ID not found. The transaction ID you entered for this transaction is not valid. See RESPMSG. 20 Cannot find the customer reference number 22 Invalid ABA number 23 Invalid account number. Check credit card number and re-submit. 24 Invalid expiration date. Check and re-submit. 25 Invalid Host Mapping. You are trying